What every partner needs
- General liability insurance. We ask every partner to carry it
- Any state or city license your area requires
- EPA lead-safe (RRP) certification to work in homes built before 1978, since screening disturbs old coatings
- A local business license, where your city or county asks for one
Insurance protects you and the homeowner if something goes wrong in their home.
How much state rules differ
24
No state license for a $2,500 recoat
13
A state registration
11
A state license
3
Depends on the county, city or job size
- Texas, Florida and Colorado: no state license for a job this size
- Alabama: no state license at $2,500. Its license starts at jobs over $10,000
- Arkansas: a home improvement license for residential work over $2,000
- Arizona: a state contractor license for almost any paid job over $1,000
- Washington: a contractor registration, with a $15,000 bond for a specialty contractor
- California: a state license and a $25,000 contractor bond
Rules change. Check with your state and city before your first job.
Workers' comp, if you hire
Workers' comp rules depend on your state too. In Arizona it starts with your first employee. In Arkansas it generally starts at 3 employees, and in Alabama at 5, where LLC members count as employees.
Sales tax
Some states tax the work itself. In Alabama, labor isn't taxed, but you pay tax on the materials you use. Arkansas likely taxes floor work on both labor and materials. Ask an accountant how your state treats a recoat.
How FloorIt helps
Your onboarding form asks about your current insurance and any licenses. We go over your state's licensing and insurance rules with you during onboarding, so you start the right way. The policy and license are in your name, and keeping them current is on you.